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    • Home
    • Funding Solutions
      • Lines of Credit
      • Term Loans
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      • Unsecured Working Capital
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      • Equipment Financing
      • AR Factoring
      • PO/Invoice Financing
      • Revenue-Based Financing
      • View All
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  • Home
  • Funding Solutions
    • Lines of Credit
    • Term Loans
    • SBA Loans
    • Unsecured Working Capital
    • Real Estate Financing
    • Equipment Financing
    • AR Factoring
    • PO/Invoice Financing
    • Revenue-Based Financing
    • View All
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Frequently Asked Questions

For additional questions on our funding services, contact us here.

To qualify for funding, you must have a minimum of 6 months in business and annual revenue of at least $150,000 


Most customers can complete the online application in under 3 minutes, and you can expect decisions within 12 hours after completing the process. If approved, funds can be deposited as soon as the same day. 


You’ll need to fill out our quick online application and upload your 4 most recent business bank statements.


Having a bad credit score is not a problem for approval. However, your credit score does factor into the types of products you qualify for and the terms of the agreement. 


Submitting an application will not affect your credit score. For an approval, we conduct a “soft credit pull,” which has no negative impact on your score. 


To qualify for financing, your FICO score must be above 500.


You will typically receive funding approval within 12 hours, often on the same day. If you apply after regular business hours, expect a response the following day. 


You can choose a same-day wire transfer (additional fees may apply) or expect your funds to be ACH transferred to your business bank account the next business day. 


The terms of our financing depend on the product and borrower’s risk profile. Our fixed-term products range from 6 months to 10 years. Our revenue-based products have no set term and repayment is structured to fluctuate with your business’s cash flow. 


Yes, we do offer monthly repayment options for qualifying businesses. 


Our products are designed to work with traditional financing. If your business qualifies, we can offer financing without affecting your existing obligations. 


Prepayment penalties vary by product. We offer options with no prepayment penalties, as well as products with prepayment discounts. 


On average, our clients are eligible for additional financing once they’ve paid into their loan by 40% to 50%. In certain cases, you may be eligible for additional financing sooner. 


Yes! At No Fee Funding, we are fully committed to protecting our customers and their data. We have a state-of-the-art data privacy server and continuously strengthen our practices as new technology evolves. 


The process is simple! Complete our 3-minute online application and we will get you your offers within 12 business hours on average. Apply now! 



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