Unsecured Working Capital – Fast Funding Without Collateral
What is it?
Unsecured working capital gives you quick access to funds without pledging business or personal assets as collateral. They’re ideal for covering operational expenses, managing seasonal dips, or seizing time-sensitive opportunities.
How It Works:
Approval is based on creditworthiness, revenue, and business performance, not collateral. Funds are deposited directly into your business account, often within 24–48 hours.
Common Uses:
- Cover payroll or rent
- Launch marketing campaigns
- Purchase inventory
- Manage short-term cash flow
Pros:
- No collateral required
- Quick approval and funding
- Flexible usage
Cons:
- Higher interest rates than secured loans
- Shorter repayment terms
- May require strong revenue history
Rates, Terms & Funding Ranges:
- Factor Rate: 1-3% Monthly Fee
- Loan Amounts: $5,000 – $5,000,000
- Terms: 3-36 months
Get Started:
Apply for unsecured working capital and keep your business running without tying up valuable assets.